Lender in Kansas · HMDA 2025
Flat Branch Mortgage, Inc. mortgages in Kansas
Flat Branch Mortgage, Inc.'s 2025 home-purchase and refinance lending in Kansas, compared with all lenders in the state.
Flat Branch Mortgage, Inc. originated 1,134 owner-occupied single-family loans in Kansas from 1,158 completed applications, making it the state's #5 lender by volume.
Its median conventional purchase loan costs were $3,220 versus $3,290 for all Kansas lenders, at a median 30-year fixed rate of 6.625% (Kansas: 6.625%).
Loans in KS
1,134
of 1,158 applications
Denial rate
0.7%
Purchase · KS 6.6%
Rate spread
+0.30 pts
Conv. · KS +0.18 pts
Loan amount
$185,000
Purchase · KS $255,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,069 | 1,048 | 0.7% | 6.625% | +0.30 pts | $3,220 | $185,000 |
| Refinance | 54 | 53 | 0.0% | 6.490% | +0.15 pts | $3,670 | $275,000 |
| Cash-out refinance | 35 | 33 | 2.9% | 6.875% | +0.30 pts | $3,220 | $175,000 |
*Conventional loans only; medians with at least 20 loans.
Kansas counties where Flat Branch Mortgage, Inc. ranks in the top 25
Showing the 30 counties where it ranks highest, of 35.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Shawnee County | 1 | 236 | 9.9% |
| Crawford County | 1 | 118 | 32.5% |
| Cherokee County | 1 | 106 | 46.1% |
| Labette County | 1 | 51 | 28.0% |
| Montgomery County | 1 | 40 | 17.2% |
| McPherson County | 2 | 39 | 13.2% |
| Jackson County | 2 | 14 | 8.4% |
| Osage County | 3 | 14 | 5.9% |
| Wilson County | 3 | 12 | 16.2% |
| Jefferson County | 4 | 16 | 5.1% |
| Neosho County | 5 | 10 | 7.3% |
| Bourbon County | 5 | 7 | 6.1% |
| Greeley County | 6 | 1 | 11.1% |
| Rice County | 7 | 3 | 4.0% |
| Kearny County | 7 | 1 | 3.9% |
| Sumner County | 8 | 11 | 3.7% |
| Clark County | 8 | 1 | 6.7% |
| Rawlins County | 9 | 1 | 9.1% |
| Marion County | 10 | 3 | 2.5% |
| Chautauqua County | 11 | 1 | 5.3% |
| Harvey County | 12 | 10 | 2.3% |
| Coffey County | 12 | 2 | 2.3% |
| Sedgwick County | 13 | 175 | 2.4% |
| Johnson County | 13 | 155 | 1.6% |
| Wabaunsee County | 14 | 3 | 2.5% |
| Reno County | 15 | 10 | 1.4% |
| Russell County | 15 | 1 | 2.3% |
| Sherman County | 16 | 1 | 2.6% |
| Ellsworth County | 17 | 1 | 4.2% |
| Cowley County | 18 | 5 | 1.6% |
- Flat Branch Mortgage, Inc. nationwide
- Kansas mortgage market
- Flat Branch Mortgage, Inc. in Missouri
- Flat Branch Mortgage, Inc. in Illinois
- Flat Branch Mortgage, Inc. in Oklahoma
- Flat Branch Mortgage, Inc. in Arkansas
- Flat Branch Mortgage, Inc. in Texas
- Flat Branch Mortgage, Inc. in Colorado
- Flat Branch Mortgage, Inc. in Iowa
- Flat Branch Mortgage, Inc. in Indiana
- Flat Branch Mortgage, Inc. in Nebraska
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology