Lender in North Carolina · HMDA 2025
Founders Federal Credit Union mortgages in North Carolina
Founders Federal Credit Union's 2025 home-purchase and refinance lending in North Carolina, compared with all lenders in the state.
Founders Federal Credit Union originated 323 owner-occupied single-family loans in North Carolina from 438 completed applications.
Its median conventional purchase loan costs were $4,800 versus $4,840 for all North Carolina lenders.
Loans in NC
323
of 438 applications
Denial rate
19.5%
Purchase · NC 7.6%
Rate spread
−0.39 pts
Conv. · NC +0.04 pts
Loan amount
$295,000
Purchase · NC $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 344 | 271 | 19.5% | — | −0.39 pts | $4,800 | $295,000 |
| Refinance | 37 | 23 | 24.3% | — | −0.47 pts | $4,200 | $305,000 |
| Cash-out refinance | 57 | 29 | 45.6% | — | +0.20 pts | $3,040 | $225,000 |
*Conventional loans only; medians with at least 20 loans.
North Carolina counties where Founders Federal Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Anson County | 9 | 4 | 2.3% |
| Mecklenburg County | 20 | 163 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology