Lender in California · HMDA 2025
Franklin Loan Corporation mortgages in California
Franklin Loan Corporation's 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
Franklin Loan Corporation originated 1,070 owner-occupied single-family loans in California from 1,113 completed applications.
Its median conventional purchase loan costs were $7,610 versus $7,920 for all California lenders, at a median 30-year fixed rate of 6.75% (California: 6.625%).
Loans in CA
1,070
of 1,113 applications
Denial rate
1.7%
Purchase · CA 8.9%
Rate spread
+0.33 pts
Conv. · CA +0.09 pts
Loan amount
$485,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 867 | 835 | 1.7% | 6.750% | +0.33 pts | $7,610 | $485,000 |
| Refinance | 114 | 109 | 1.8% | 6.625% | +0.20 pts | $5,400 | $575,000 |
| Cash-out refinance | 132 | 126 | 2.3% | 6.875% | +0.38 pts | $6,840 | $425,000 |
*Conventional loans only; medians with at least 20 loans.
California counties where Franklin Loan Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Lake County | 2 | 51 | 8.9% |
| Monterey County | 8 | 69 | 3.1% |
| Riverside County | 14 | 394 | 1.4% |
| Colusa County | 25 | 1 | 0.7% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology