Lender in Ohio · HMDA 2025
Freedom Mortgage Corporation mortgages in Ohio
Freedom Mortgage Corporation's 2025 home-purchase and refinance lending in Ohio, compared with all lenders in the state.
Freedom Mortgage Corporation originated 2,428 owner-occupied single-family loans in Ohio from 3,373 completed applications, making it the state's #12 lender by volume.
Its median conventional purchase loan costs were $6,710 versus $4,610 for all Ohio lenders, at a median 30-year fixed rate of 6.99% (Ohio: 6.625%).
Loans in OH
2,428
of 3,373 applications
Denial rate
11.7%
Purchase · OH 7.1%
Rate spread
+0.58 pts
Conv. · OH +0.22 pts
Loan amount
$265,000
Purchase · OH $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 223 | 195 | 11.7% | 6.990% | +0.58 pts | $6,710 | $265,000 |
| Refinance | 1,868 | 1,386 | 3.2% | 6.625% | +0.26 pts | $1,920 | $255,000 |
| Cash-out refinance | 1,282 | 847 | 31.4% | 7.250% | +1.17 pts | $7,030 | $195,000 |
*Conventional loans only; medians with at least 20 loans.
Ohio counties where Freedom Mortgage Corporation ranks in the top 25
Showing the 30 counties where it ranks highest, of 77.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Champaign County | 6 | 16 | 3.4% |
| Vinton County | 6 | 3 | 3.0% |
| Washington County | 8 | 16 | 2.9% |
| Pickaway County | 9 | 42 | 3.3% |
| Preble County | 9 | 17 | 2.7% |
| Shelby County | 9 | 14 | 2.9% |
| Adams County | 9 | 8 | 3.0% |
| Athens County | 9 | 8 | 2.7% |
| Noble County | 9 | 3 | 3.1% |
| Montgomery County | 10 | 186 | 2.4% |
| Butler County | 10 | 113 | 2.0% |
| Greene County | 10 | 75 | 2.7% |
| Ashtabula County | 10 | 24 | 2.1% |
| Tuscarawas County | 10 | 24 | 2.8% |
| Knox County | 10 | 22 | 2.3% |
| Erie County | 10 | 19 | 2.2% |
| Jefferson County | 10 | 13 | 2.2% |
| Brown County | 10 | 12 | 1.9% |
| Trumbull County | 11 | 42 | 1.7% |
| Richland County | 11 | 34 | 2.1% |
| Ross County | 11 | 20 | 2.3% |
| Madison County | 11 | 18 | 2.3% |
| Belmont County | 11 | 14 | 2.3% |
| Highland County | 11 | 12 | 2.4% |
| Licking County | 12 | 54 | 1.9% |
| Clark County | 12 | 43 | 2.2% |
| Marion County | 13 | 14 | 1.7% |
| Morrow County | 13 | 11 | 2.3% |
| Defiance County | 13 | 8 | 1.8% |
| Carroll County | 13 | 5 | 1.8% |
- Freedom Mortgage Corporation nationwide
- Ohio mortgage market
- Freedom Mortgage Corporation in Texas
- Freedom Mortgage Corporation in Florida
- Freedom Mortgage Corporation in North Carolina
- Freedom Mortgage Corporation in Georgia
- Freedom Mortgage Corporation in California
- Freedom Mortgage Corporation in Virginia
- Freedom Mortgage Corporation in Indiana
- Freedom Mortgage Corporation in Tennessee
- Freedom Mortgage Corporation in Maryland
- Freedom Mortgage Corporation in South Carolina
- Freedom Mortgage Corporation in Arizona
- Freedom Mortgage Corporation in Missouri
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology