Lender in Texas · HMDA 2025
Freedom Mortgage Corporation mortgages in Texas
Freedom Mortgage Corporation's 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
Freedom Mortgage Corporation originated 5,615 owner-occupied single-family loans in Texas from 7,689 completed applications, making it the state's #11 lender by volume.
Its median conventional purchase loan costs were $9,290 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.625% (Texas: 6.50%).
Loans in TX
5,615
of 7,689 applications
Denial rate
12.8%
Purchase · TX 10.2%
Rate spread
+0.17 pts
Conv. · TX +0.09 pts
Loan amount
$325,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 2,369 | 2,047 | 12.8% | 6.625% | +0.17 pts | $9,290 | $325,000 |
| Refinance | 4,638 | 3,125 | 8.2% | 6.750% | +0.29 pts | $3,550 | $355,000 |
| Cash-out refinance | 682 | 443 | 29.6% | 8.000% | +1.46 pts | $6,230 | $225,000 |
*Conventional loans only; medians with at least 20 loans.
Texas counties where Freedom Mortgage Corporation ranks in the top 25
Showing the 30 counties where it ranks highest, of 132.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Webb County | 3 | 163 | 8.0% |
| Madison County | 4 | 4 | 4.2% |
| Hunt County | 5 | 53 | 2.9% |
| Polk County | 5 | 11 | 3.3% |
| Howard County | 6 | 12 | 4.2% |
| San Jacinto County | 6 | 7 | 2.6% |
| Lynn County | 6 | 3 | 4.5% |
| Briscoe County | 6 | 1 | 12.5% |
| Hill County | 7 | 9 | 2.1% |
| Wharton County | 7 | 9 | 3.0% |
| Gonzales County | 7 | 3 | 2.6% |
| Bell County | 8 | 187 | 2.5% |
| Ellis County | 8 | 119 | 2.4% |
| Johnson County | 8 | 82 | 2.1% |
| Parker County | 8 | 81 | 2.3% |
| Liberty County | 8 | 24 | 2.0% |
| Wilson County | 8 | 18 | 2.3% |
| Jim Wells County | 8 | 7 | 3.5% |
| Lipscomb County | 8 | 1 | 6.7% |
| Medina County | 9 | 25 | 2.5% |
| Angelina County | 9 | 20 | 3.1% |
| Andrews County | 9 | 8 | 3.4% |
| Hale County | 9 | 6 | 3.0% |
| Tyler County | 9 | 5 | 3.1% |
| Panola County | 9 | 4 | 2.6% |
| Sabine County | 9 | 3 | 3.9% |
| Real County | 9 | 1 | 6.3% |
| Tarrant County | 10 | 408 | 1.6% |
| Coryell County | 10 | 32 | 2.9% |
| Wichita County | 10 | 30 | 2.1% |
- Freedom Mortgage Corporation nationwide
- Texas mortgage market
- Freedom Mortgage Corporation in Florida
- Freedom Mortgage Corporation in North Carolina
- Freedom Mortgage Corporation in Georgia
- Freedom Mortgage Corporation in California
- Freedom Mortgage Corporation in Virginia
- Freedom Mortgage Corporation in Indiana
- Freedom Mortgage Corporation in Ohio
- Freedom Mortgage Corporation in Tennessee
- Freedom Mortgage Corporation in Maryland
- Freedom Mortgage Corporation in South Carolina
- Freedom Mortgage Corporation in Arizona
- Freedom Mortgage Corporation in Missouri
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology