Lender in California · HMDA 2025
General Mortgage Capital Corporation mortgages in California
General Mortgage Capital Corporation's 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
General Mortgage Capital Corporation originated 1,091 owner-occupied single-family loans in California from 1,107 completed applications.
Its median conventional purchase loan costs were $7,370 versus $7,920 for all California lenders, at a median 30-year fixed rate of 6.625% (California: 6.625%).
Loans in CA
1,091
of 1,107 applications
Denial rate
0.4%
Purchase · CA 8.9%
Rate spread
+0.16 pts
Conv. · CA +0.09 pts
Loan amount
$655,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 666 | 659 | 0.4% | 6.625% | +0.16 pts | $7,370 | $655,000 |
| Refinance | 347 | 340 | 1.1% | 6.500% | +0.03 pts | $3,890 | $655,000 |
| Cash-out refinance | 94 | 92 | 1.1% | 6.625% | +0.33 pts | $6,770 | $615,000 |
*Conventional loans only; medians with at least 20 loans.
California counties where General Mortgage Capital Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Alpine County | 3 | 1 | 8.3% |
| San Francisco County | 10 | 101 | 2.0% |
| San Mateo County | 12 | 104 | 1.7% |
| Santa Clara County | 20 | 141 | 0.9% |
| Alameda County | 22 | 138 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology