Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Washington · HMDA 2025

General Mortgage Capital Corporation mortgages in Washington

General Mortgage Capital Corporation's 2025 home-purchase and refinance lending in Washington, compared with all lenders in the state.

General Mortgage Capital Corporation originated 246 owner-occupied single-family loans in Washington from 251 completed applications.

Its median conventional purchase loan costs were $5,180 versus $6,530 for all Washington lenders, at a median 30-year fixed rate of 6.49% (Washington: 6.625%).

Loans in WA
246
of 251 applications
Denial rate
1.8%
Purchase · WA 5.9%
Rate spread
+0.00 pts
Conv. · WA +0.10 pts
Loan amount
$515,000
Purchase · WA $495,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase1091061.8%6.490%+0.00 pts$5,180$515,000
Refinance1271251.6%—−0.12 pts$3,660$595,000
Cash-out refinance1515—————

*Conventional loans only; medians with at least 20 loans.

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology