Lender in Georgia · HMDA 2025
Guaranteed Rate Affinity, LLC mortgages in Georgia
Guaranteed Rate Affinity, LLC's 2025 home-purchase and refinance lending in Georgia, compared with all lenders in the state.
Guaranteed Rate Affinity, LLC originated 490 owner-occupied single-family loans in Georgia from 549 completed applications.
Its median conventional purchase loan costs were $6,370 versus $6,350 for all Georgia lenders, at a median 30-year fixed rate of 6.625% (Georgia: 6.624%).
Loans in GA
490
of 549 applications
Denial rate
7.3%
Purchase · GA 9.9%
Rate spread
+0.32 pts
Conv. · GA +0.13 pts
Loan amount
$335,000
Purchase · GA $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 490 | 449 | 7.3% | 6.625% | +0.32 pts | $6,370 | $335,000 |
| Refinance | 24 | 16 | 29.2% | — | — | — | — |
| Cash-out refinance | 35 | 25 | 28.6% | — | — | — | $265,000 |
*Conventional loans only; medians with at least 20 loans.
Georgia counties where Guaranteed Rate Affinity, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Marion County | 8 | 1 | 1.8% |
| Terrell County | 13 | 1 | 1.4% |
| Bulloch County | 22 | 7 | 0.8% |
| Lamar County | 25 | 3 | 0.9% |
| Elbert County | 25 | 1 | 0.6% |
- Guaranteed Rate Affinity, LLC nationwide
- Georgia mortgage market
- Guaranteed Rate Affinity, LLC in California
- Guaranteed Rate Affinity, LLC in Pennsylvania
- Guaranteed Rate Affinity, LLC in Florida
- Guaranteed Rate Affinity, LLC in New Jersey
- Guaranteed Rate Affinity, LLC in Texas
- Guaranteed Rate Affinity, LLC in Illinois
- Guaranteed Rate Affinity, LLC in Massachusetts
- Guaranteed Rate Affinity, LLC in Missouri
- Guaranteed Rate Affinity, LLC in Minnesota
- Guaranteed Rate Affinity, LLC in Ohio
- Guaranteed Rate Affinity, LLC in Connecticut
- Guaranteed Rate Affinity, LLC in Colorado
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology