Lender in Pennsylvania · HMDA 2025
Guaranteed Rate Affinity, LLC mortgages in Pennsylvania
Guaranteed Rate Affinity, LLC's 2025 home-purchase and refinance lending in Pennsylvania, compared with all lenders in the state.
Guaranteed Rate Affinity, LLC originated 1,213 owner-occupied single-family loans in Pennsylvania from 1,258 completed applications, making it the state's #24 lender by volume.
Its median conventional purchase loan costs were $6,830 versus $5,880 for all Pennsylvania lenders, at a median 30-year fixed rate of 6.575% (Pennsylvania: 6.625%).
Loans in PA
1,213
of 1,258 applications
Denial rate
2.5%
Purchase · PA 6.7%
Rate spread
+0.20 pts
Conv. · PA +0.17 pts
Loan amount
$265,000
Purchase · PA $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,182 | 1,148 | 2.5% | 6.575% | +0.20 pts | $6,830 | $265,000 |
| Refinance | 43 | 41 | 2.3% | 6.275% | +0.12 pts | $6,570 | $345,000 |
| Cash-out refinance | 33 | 24 | 24.2% | — | — | — | $305,000 |
*Conventional loans only; medians with at least 20 loans.
Pennsylvania counties where Guaranteed Rate Affinity, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Allegheny County | 9 | 344 | 2.6% |
| Washington County | 10 | 60 | 2.4% |
| Butler County | 10 | 53 | 2.0% |
| Beaver County | 11 | 42 | 2.1% |
| Cumberland County | 14 | 52 | 1.6% |
| Westmoreland County | 15 | 71 | 1.8% |
| Perry County | 15 | 7 | 1.5% |
| Montgomery County | 18 | 111 | 1.1% |
| Lawrence County | 19 | 7 | 0.8% |
| Schuylkill County | 22 | 13 | 0.9% |
| Armstrong County | 22 | 6 | 1.2% |
| Berks County | 23 | 50 | 1.1% |
| Franklin County | 23 | 21 | 1.0% |
| Lebanon County | 25 | 16 | 1.0% |
| Fayette County | 25 | 7 | 0.7% |
- Guaranteed Rate Affinity, LLC nationwide
- Pennsylvania mortgage market
- Guaranteed Rate Affinity, LLC in California
- Guaranteed Rate Affinity, LLC in Florida
- Guaranteed Rate Affinity, LLC in New Jersey
- Guaranteed Rate Affinity, LLC in Texas
- Guaranteed Rate Affinity, LLC in Illinois
- Guaranteed Rate Affinity, LLC in Massachusetts
- Guaranteed Rate Affinity, LLC in Missouri
- Guaranteed Rate Affinity, LLC in Minnesota
- Guaranteed Rate Affinity, LLC in Ohio
- Guaranteed Rate Affinity, LLC in Georgia
- Guaranteed Rate Affinity, LLC in Connecticut
- Guaranteed Rate Affinity, LLC in Colorado
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology