Interlinc Mortgage Services, LLC: 2025 mortgage rates, costs & approvals
How Interlinc Mortgage Services, LLC priced and approved home loans in 2025, measured against every lender in the official HMDA records.
HMDA legal name: INTERLINC MORTGAGE SERVICES, LLC · LEI 5493004OB0KD7VERQW98
In 2025, Interlinc Mortgage Services, LLC originated 2,190 home-purchase, refinance and cash-out loans on owner-occupied single-family homes in 14 states — 258th by volume among the 2,017 lenders profiled here.
On conventional 30-year fixed purchase loans its median rate was 6.75% (all lenders: 6.625%); its median rate spread was 18 basis points above the national median. Median conventional loan costs were $4,100, 26% lower than the national median ($5,570).
It denied 4.0% of completed home-purchase applications (all lenders: 8.5%).
How Interlinc Mortgage Services, LLC priced home-purchase loans
| Purchase loans, 2025 | Interlinc Mortgage Services, LLC | All lenders |
|---|---|---|
| 30-year fixed rate · conventional | 6.750% | 6.625% |
| 30-year fixed rate · FHA | 6.375% | 6.250% |
| 30-year fixed rate · VA | 6.125% | 6.125% |
| 15-year fixed rate · conventional | 5.990% | 5.875% |
| Rate spread vs. APOR · conventional | +0.32 pts | +0.13 pts |
| Total loan costs · conventional | $4,100 | $5,570 |
| Total loan costs · FHA | $7,340 | $11,310 |
| Total loan costs · VA | $4,330 | $6,490 |
| Origination charges (all types) | $50 | $1,860 |
| Borrowers paying discount points | 55.5% | 51.3% |
| Points paid, when paid (% of loan) | 1.01% | 0.87% |
| Borrowers receiving lender credits | 28.4% | 33.1% |
Medians shown with at least 20 loans. A lender's numbers reflect its borrowers (credit, down payment, loan size, location) as well as its pricing; HMDA has no credit scores. Rate spread = APR minus the average prime offer rate on the lock date, which removes most of the effect of when the rate was locked.
Loan mix and borrowers
By loan type
By purpose
Why Interlinc Mortgage Services, LLC denied purchase applications
First reason the lender reported for each denied home-purchase application.
Where Interlinc Mortgage Services, LLC lends
| State | Loans | Applications | Purchase denial rate | 30-yr rate* | Loan costs* |
|---|---|---|---|---|---|
| Texas | 1,051 | 1,127 | 5.7% | 6.500% | $4,580 |
| Kentucky | 379 | 389 | 1.2% | 6.875% | $4,470 |
| Tennessee | 200 | 208 | 2.1% | 6.625% | $2,780 |
| Indiana | 154 | 158 | 1.3% | 6.750% | $2,130 |
| Alabama | 139 | 147 | 4.9% | 6.875% | $2,390 |
| Oklahoma | 132 | 143 | 4.7% | 6.990% | $4,290 |
| Georgia | 51 | 53 | 0.0% | — | — |
| Louisiana | 39 | 40 | 2.8% | — | — |
| Arkansas | 28 | 29 | 0.0% | — | — |
| Florida | 9 | 10 | — | — | — |
| Mississippi | 5 | 5 | — | — | — |
| North Carolina | 1 | 1 | — | — | — |
| South Carolina | 1 | 1 | — | — | — |
| Virginia | 1 | 1 | — | — | — |
*Conventional home-purchase loans, medians with at least 20 loans. Linked state names open Interlinc Mortgage Services, LLC's page for that state.
Counties where Interlinc Mortgage Services, LLC is a top lender
| County | Rank | Loans | Market share |
|---|---|---|---|
| Roger Mills County, OK | 1 | 3 | 37.5% |
| Dawson County, TX | 1 | 17 | 25.8% |
| Washita County, OK | 1 | 14 | 17.9% |
| Beckham County, OK | 2 | 28 | 16.1% |
| Custer County, OK | 2 | 29 | 13.7% |
| Harper County, OK | 4 | 1 | 11.1% |
| Blaine County, OK | 3 | 7 | 10.8% |
| Mitchell County, TX | 2 | 4 | 8.5% |
| Garza County, TX | 6 | 1 | 6.3% |
| Kiowa County, OK | 5 | 4 | 5.5% |
| Andrews County, TX | 5 | 12 | 5.0% |
| Jackson County, OK | 6 | 14 | 4.6% |
| Houston County, AL | 5 | 64 | 4.4% |
| Henry County, AL | 5 | 10 | 3.9% |
| Crawford County, IN | 7 | 4 | 3.9% |
Check Interlinc Mortgage Services, LLC yourself
- FFIEC HMDA Data Browser — the official 2025 records filed under LEI 5493004OB0KD7VERQW98.
- NMLS Consumer Access — confirm the company and loan officer are licensed in your state.
- CFPB Consumer Complaint Database — search complaints by company name.
- Compare your Loan Estimate from Interlinc Mortgage Services, LLC with similar 2025 loans.
This is a statistical profile, not a review or recommendation. HMDA data alone cannot show whether a lender complies with fair-lending laws, and a lender's medians depend on the borrowers it serves.
Lenders of similar size
Source: FFIEC/CFPB HMDA 2025 public LAR and filer list. Core segment: owner-occupied, single-family site-built, first-lien, closed-end purchase and refinance loans. Methodology