Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in New Jersey · HMDA 2025

Kwik Mortgage Corporation mortgages in New Jersey

Kwik Mortgage Corporation's 2025 home-purchase and refinance lending in New Jersey, compared with all lenders in the state.

Kwik Mortgage Corporation originated 241 owner-occupied single-family loans in New Jersey from 252 completed applications.

Its median conventional purchase loan costs were $7,010 versus $6,720 for all New Jersey lenders, at a median 30-year fixed rate of 6.50% (New Jersey: 6.625%).

Loans in NJ
241
of 252 applications
Denial rate
7.0%
Purchase · NJ 8.4%
Rate spread
−0.03 pts
Conv. · NJ +0.12 pts
Loan amount
$575,000
Purchase · NJ $455,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase1281187.0%6.500%−0.03 pts$7,010$575,000
Refinance53530.0%6.375%−0.23 pts$2,520$605,000
Cash-out refinance71701.4%6.125%−0.18 pts$2,540$595,000

*Conventional loans only; medians with at least 20 loans.

New Jersey counties where Kwik Mortgage Corporation ranks in the top 25

CountyRankLoansMarket share
Middlesex County19811.0%
Somerset County24431.1%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology