Lender in Alabama · HMDA 2025
Listerhill Credit Union mortgages in Alabama
Listerhill Credit Union's 2025 home-purchase and refinance lending in Alabama, compared with all lenders in the state.
Listerhill Credit Union originated 273 owner-occupied single-family loans in Alabama from 285 completed applications.
Its median conventional purchase loan costs were $3,410 versus $4,370 for all Alabama lenders, at a median 30-year fixed rate of 6.00% (Alabama: 6.562%).
Loans in AL
273
of 285 applications
Denial rate
1.4%
Purchase · AL 9.1%
Rate spread
−0.21 pts
Conv. · AL +0.17 pts
Loan amount
$205,000
Purchase · AL $265,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 140 | 137 | 1.4% | 6.000% | −0.21 pts | $3,410 | $205,000 |
| Refinance | 31 | 30 | 3.2% | — | −0.74 pts | $3,180 | $275,000 |
| Cash-out refinance | 114 | 106 | 6.1% | — | −0.25 pts | $3,480 | $165,000 |
*Conventional loans only; medians with at least 20 loans.
Alabama counties where Listerhill Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Lauderdale County | 2 | 106 | 7.8% |
| Colbert County | 2 | 87 | 9.4% |
| Franklin County | 3 | 18 | 7.6% |
| Winston County | 4 | 11 | 6.1% |
| Marion County | 11 | 7 | 3.3% |
| Lamar County | 11 | 2 | 2.1% |
| Pickens County | 21 | 1 | 0.8% |
| Fayette County | 25 | 1 | 0.6% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology