Lender in Michigan · HMDA 2025
loanDepot.com, LLC mortgages in Michigan
loanDepot.com, LLC's 2025 home-purchase and refinance lending in Michigan, compared with all lenders in the state.
loanDepot.com, LLC originated 732 owner-occupied single-family loans in Michigan from 1,131 completed applications.
Its median conventional purchase loan costs were $4,350 versus $4,140 for all Michigan lenders, at a median 30-year fixed rate of 6.875% (Michigan: 6.625%).
Loans in MI
732
of 1,131 applications
Denial rate
14.0%
Purchase · MI 7.8%
Rate spread
+0.33 pts
Conv. · MI +0.23 pts
Loan amount
$225,000
Purchase · MI $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 200 | 169 | 14.0% | 6.875% | +0.33 pts | $4,350 | $225,000 |
| Refinance | 181 | 132 | 22.1% | 6.125% | −0.04 pts | $4,870 | $275,000 |
| Cash-out refinance | 750 | 431 | 40.9% | 6.750% | +0.60 pts | $5,950 | $165,000 |
*Conventional loans only; medians with at least 20 loans.
Michigan counties where loanDepot.com, LLC ranks in the top 25
Showing the 30 counties where it ranks highest, of 31.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Delta County | 3 | 15 | 8.0% |
| Luce County | 7 | 1 | 2.6% |
| Chippewa County | 8 | 7 | 3.3% |
| Iosco County | 10 | 4 | 1.4% |
| Kalkaska County | 11 | 4 | 1.7% |
| Oscoda County | 12 | 2 | 2.2% |
| Schoolcraft County | 12 | 1 | 2.4% |
| Alpena County | 13 | 3 | 1.4% |
| Dickinson County | 14 | 4 | 1.7% |
| Berrien County | 15 | 22 | 1.2% |
| Sanilac County | 16 | 6 | 1.4% |
| Oceana County | 16 | 3 | 1.1% |
| Gogebic County | 16 | 2 | 1.2% |
| Lake County | 16 | 2 | 1.4% |
| Branch County | 17 | 6 | 1.3% |
| Benzie County | 17 | 3 | 1.4% |
| Clare County | 18 | 5 | 1.2% |
| Menominee County | 18 | 2 | 1.0% |
| Manistee County | 19 | 3 | 1.1% |
| Houghton County | 19 | 2 | 0.6% |
| Missaukee County | 19 | 2 | 1.2% |
| Iron County | 19 | 1 | 0.7% |
| Presque Isle County | 19 | 1 | 1.2% |
| Lenawee County | 20 | 15 | 1.2% |
| Jackson County | 23 | 20 | 0.9% |
| Grand Traverse County | 23 | 12 | 1.0% |
| Shiawassee County | 24 | 10 | 1.0% |
| St. Joseph County | 24 | 7 | 0.9% |
| Gladwin County | 24 | 3 | 0.9% |
| Lapeer County | 25 | 12 | 0.9% |
- loanDepot.com, LLC nationwide
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- loanDepot.com, LLC in North Carolina
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- loanDepot.com, LLC in Tennessee
- loanDepot.com, LLC in New York
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology