Lender in New Jersey · HMDA 2025
loanDepot.com, LLC mortgages in New Jersey
loanDepot.com, LLC's 2025 home-purchase and refinance lending in New Jersey, compared with all lenders in the state.
loanDepot.com, LLC originated 2,760 owner-occupied single-family loans in New Jersey from 3,203 completed applications, making it the state's #5 lender by volume.
Its median conventional purchase loan costs were $6,170 versus $6,720 for all New Jersey lenders, at a median 30-year fixed rate of 6.625% (New Jersey: 6.625%).
Loans in NJ
2,760
of 3,203 applications
Denial rate
5.2%
Purchase · NJ 8.4%
Rate spread
+0.06 pts
Conv. · NJ +0.12 pts
Loan amount
$485,000
Purchase · NJ $455,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,724 | 1,622 | 5.2% | 6.625% | +0.06 pts | $6,170 | $485,000 |
| Refinance | 572 | 506 | 8.4% | 6.250% | −0.03 pts | $4,910 | $535,000 |
| Cash-out refinance | 907 | 632 | 28.7% | 6.625% | +0.26 pts | $7,740 | $335,000 |
*Conventional loans only; medians with at least 20 loans.
New Jersey counties where loanDepot.com, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Hudson County | 1 | 541 | 13.3% |
| Cape May County | 2 | 66 | 7.0% |
| Bergen County | 6 | 265 | 3.2% |
| Monmouth County | 6 | 238 | 3.0% |
| Essex County | 6 | 186 | 3.0% |
| Morris County | 6 | 152 | 2.5% |
| Passaic County | 7 | 110 | 2.9% |
| Hunterdon County | 7 | 35 | 2.2% |
| Ocean County | 8 | 228 | 2.8% |
| Middlesex County | 8 | 153 | 1.9% |
| Union County | 8 | 119 | 2.5% |
| Mercer County | 9 | 74 | 1.9% |
| Somerset County | 9 | 74 | 1.9% |
| Warren County | 9 | 37 | 2.4% |
| Atlantic County | 10 | 86 | 2.9% |
| Sussex County | 11 | 46 | 1.9% |
| Camden County | 12 | 123 | 2.0% |
| Burlington County | 14 | 114 | 1.8% |
| Cumberland County | 14 | 22 | 1.5% |
| Salem County | 14 | 20 | 2.2% |
| Gloucester County | 17 | 71 | 1.6% |
- loanDepot.com, LLC nationwide
- New Jersey mortgage market
- loanDepot.com, LLC in Texas
- loanDepot.com, LLC in California
- loanDepot.com, LLC in Florida
- loanDepot.com, LLC in Illinois
- loanDepot.com, LLC in Arizona
- loanDepot.com, LLC in North Carolina
- loanDepot.com, LLC in Georgia
- loanDepot.com, LLC in Ohio
- loanDepot.com, LLC in South Carolina
- loanDepot.com, LLC in Tennessee
- loanDepot.com, LLC in New York
- loanDepot.com, LLC in Pennsylvania
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology