Lender in Minnesota · HMDA 2025
loanDepot.com, LLC mortgages in Minnesota
loanDepot.com, LLC's 2025 home-purchase and refinance lending in Minnesota, compared with all lenders in the state.
loanDepot.com, LLC originated 860 owner-occupied single-family loans in Minnesota from 1,084 completed applications, making it the state's #21 lender by volume.
Its median conventional purchase loan costs were $6,460 versus $5,100 for all Minnesota lenders, at a median 30-year fixed rate of 6.625% (Minnesota: 6.625%).
Loans in MN
860
of 1,084 applications
Denial rate
11.0%
Purchase · MN 5.2%
Rate spread
+0.28 pts
Conv. · MN +0.15 pts
Loan amount
$285,000
Purchase · MN $305,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 573 | 507 | 11.0% | 6.625% | +0.28 pts | $6,460 | $285,000 |
| Refinance | 180 | 151 | 13.3% | 6.125% | −0.10 pts | $6,090 | $345,000 |
| Cash-out refinance | 331 | 202 | 37.5% | 6.750% | +0.42 pts | $6,490 | $215,000 |
*Conventional loans only; medians with at least 20 loans.
Minnesota counties where loanDepot.com, LLC ranks in the top 25
Showing the 30 counties where it ranks highest, of 47.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Cottonwood County | 5 | 6 | 5.2% |
| Meeker County | 6 | 8 | 2.8% |
| Chisago County | 7 | 25 | 2.7% |
| Isanti County | 7 | 19 | 2.6% |
| Kanabec County | 8 | 5 | 2.4% |
| Lake County | 8 | 3 | 1.6% |
| Lake of the Woods County | 8 | 1 | 2.4% |
| Sherburne County | 9 | 41 | 2.3% |
| Clearwater County | 9 | 2 | 2.2% |
| Mower County | 10 | 10 | 2.0% |
| Wadena County | 10 | 3 | 2.3% |
| Steele County | 12 | 11 | 2.3% |
| Dodge County | 12 | 7 | 2.2% |
| Brown County | 12 | 6 | 2.1% |
| Hubbard County | 12 | 4 | 1.9% |
| Freeborn County | 13 | 6 | 1.7% |
| Houston County | 13 | 3 | 1.3% |
| Chippewa County | 13 | 2 | 1.9% |
| Faribault County | 13 | 2 | 1.6% |
| Wright County | 14 | 47 | 1.5% |
| Itasca County | 14 | 10 | 1.9% |
| Fillmore County | 14 | 6 | 2.3% |
| Olmsted County | 16 | 37 | 1.7% |
| Winona County | 16 | 4 | 0.8% |
| Dakota County | 17 | 116 | 1.8% |
| Rock County | 17 | 2 | 1.6% |
| Pennington County | 18 | 1 | 0.9% |
| Beltrami County | 19 | 3 | 1.1% |
| Lac qui Parle County | 19 | 1 | 2.0% |
| Stevens County | 19 | 1 | 1.3% |
- loanDepot.com, LLC nationwide
- Minnesota mortgage market
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- loanDepot.com, LLC in California
- loanDepot.com, LLC in Florida
- loanDepot.com, LLC in Illinois
- loanDepot.com, LLC in Arizona
- loanDepot.com, LLC in New Jersey
- loanDepot.com, LLC in North Carolina
- loanDepot.com, LLC in Georgia
- loanDepot.com, LLC in Ohio
- loanDepot.com, LLC in South Carolina
- loanDepot.com, LLC in Tennessee
- loanDepot.com, LLC in New York
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology