Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Mississippi · HMDA 2025

loanDepot.com, LLC mortgages in Mississippi

loanDepot.com, LLC's 2025 home-purchase and refinance lending in Mississippi, compared with all lenders in the state.

loanDepot.com, LLC originated 388 owner-occupied single-family loans in Mississippi from 563 completed applications, making it the state's #20 lender by volume.

Its median conventional purchase loan costs were $4,850 versus $4,460 for all Mississippi lenders, at a median 30-year fixed rate of 6.125% (Mississippi: 6.625%).

Loans in MS
388
of 563 applications
Denial rate
5.8%
Purchase · MS 11.3%
Rate spread
−0.16 pts
Conv. · MS +0.26 pts
Loan amount
$245,000
Purchase · MS $245,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase2081945.8%6.125%−0.16 pts$4,850$245,000
Refinance563930.4%———$255,000
Cash-out refinance29915545.5%6.750%+0.72 pts$7,120$165,000

*Conventional loans only; medians with at least 20 loans.

Mississippi counties where loanDepot.com, LLC ranks in the top 25

Showing the 30 counties where it ranks highest, of 35.

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology