Lender in Rhode Island · HMDA 2025
loanDepot.com, LLC mortgages in Rhode Island
loanDepot.com, LLC's 2025 home-purchase and refinance lending in Rhode Island, compared with all lenders in the state.
loanDepot.com, LLC originated 265 owner-occupied single-family loans in Rhode Island from 352 completed applications, making it the state's #13 lender by volume.
Its median conventional purchase loan costs were $6,970 versus $5,000 for all Rhode Island lenders, at a median 30-year fixed rate of 6.875% (Rhode Island: 6.625%).
Loans in RI
265
of 352 applications
Denial rate
10.6%
Purchase · RI 6.6%
Rate spread
+0.56 pts
Conv. · RI +0.16 pts
Loan amount
$405,000
Purchase · RI $415,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 132 | 117 | 10.6% | 6.875% | +0.56 pts | $6,970 | $405,000 |
| Refinance | 57 | 44 | 17.5% | — | +0.19 pts | $5,180 | $375,000 |
| Cash-out refinance | 163 | 104 | 34.4% | 6.625% | +0.21 pts | $10,390 | $305,000 |
*Conventional loans only; medians with at least 20 loans.
Rhode Island counties where loanDepot.com, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Providence County | 11 | 184 | 2.7% |
| Washington County | 16 | 23 | 1.8% |
| Kent County | 17 | 48 | 1.9% |
- loanDepot.com, LLC nationwide
- Rhode Island mortgage market
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology