Lender in Massachusetts · HMDA 2025
Manufacturers and Traders Trust Company mortgages in Massachusetts
Manufacturers and Traders Trust Company's 2025 home-purchase and refinance lending in Massachusetts, compared with all lenders in the state.
Manufacturers and Traders Trust Company originated 945 owner-occupied single-family loans in Massachusetts from 1,010 completed applications, making it the state's #13 lender by volume.
Its median conventional purchase loan costs were $5,650 versus $5,240 for all Massachusetts lenders, at a median 30-year fixed rate of 6.125% (Massachusetts: 6.575%).
Loans in MA
945
of 1,010 applications
Denial rate
4.8%
Purchase · MA 6.3%
Rate spread
−0.15 pts
Conv. · MA +0.02 pts
Loan amount
$735,000
Purchase · MA $495,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 808 | 767 | 4.8% | 6.125% | −0.15 pts | $5,650 | $735,000 |
| Refinance | 148 | 138 | 4.7% | — | −0.12 pts | $4,500 | $755,000 |
| Cash-out refinance | 54 | 40 | 24.1% | — | +0.24 pts | $6,120 | $405,000 |
*Conventional loans only; medians with at least 20 loans.
Massachusetts counties where Manufacturers and Traders Trust Company ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Middlesex County | 7 | 313 | 2.0% |
| Suffolk County | 7 | 162 | 3.0% |
| Norfolk County | 11 | 146 | 1.9% |
| Essex County | 14 | 121 | 1.5% |
| Worcester County | 25 | 84 | 0.8% |
- Manufacturers and Traders Trust Company nationwide
- Massachusetts mortgage market
- Manufacturers and Traders Trust Company in New York
- Manufacturers and Traders Trust Company in Maryland
- Manufacturers and Traders Trust Company in New Jersey
- Manufacturers and Traders Trust Company in Pennsylvania
- Manufacturers and Traders Trust Company in Virginia
- Manufacturers and Traders Trust Company in Connecticut
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology