Lender in New Jersey · HMDA 2025
Manufacturers and Traders Trust Company mortgages in New Jersey
Manufacturers and Traders Trust Company's 2025 home-purchase and refinance lending in New Jersey, compared with all lenders in the state.
Manufacturers and Traders Trust Company originated 665 owner-occupied single-family loans in New Jersey from 768 completed applications.
Its median conventional purchase loan costs were $6,250 versus $6,720 for all New Jersey lenders, at a median 30-year fixed rate of 6.25% (New Jersey: 6.625%).
Loans in NJ
665
of 768 applications
Denial rate
9.9%
Purchase · NJ 8.4%
Rate spread
−0.13 pts
Conv. · NJ +0.12 pts
Loan amount
$565,000
Purchase · NJ $455,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 514 | 459 | 9.9% | 6.250% | −0.13 pts | $6,250 | $565,000 |
| Refinance | 151 | 135 | 9.3% | — | −0.08 pts | $5,410 | $805,000 |
| Cash-out refinance | 103 | 71 | 30.1% | 6.500% | +0.08 pts | $5,840 | $345,000 |
*Conventional loans only; medians with at least 20 loans.
New Jersey counties where Manufacturers and Traders Trust Company ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Hudson County | 14 | 57 | 1.4% |
| Bergen County | 16 | 122 | 1.5% |
| Essex County | 17 | 85 | 1.4% |
| Somerset County | 23 | 44 | 1.1% |
| Union County | 25 | 46 | 1.0% |
- Manufacturers and Traders Trust Company nationwide
- New Jersey mortgage market
- Manufacturers and Traders Trust Company in New York
- Manufacturers and Traders Trust Company in Massachusetts
- Manufacturers and Traders Trust Company in Maryland
- Manufacturers and Traders Trust Company in Pennsylvania
- Manufacturers and Traders Trust Company in Virginia
- Manufacturers and Traders Trust Company in Connecticut
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology