Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in California · HMDA 2025

Mason McDuffie Mortgage Corporation mortgages in California

Mason McDuffie Mortgage Corporation's 2025 home-purchase and refinance lending in California, compared with all lenders in the state.

Mason McDuffie Mortgage Corporation originated 699 owner-occupied single-family loans in California from 753 completed applications.

Its median conventional purchase loan costs were $7,920 versus $7,920 for all California lenders, at a median 30-year fixed rate of 6.625% (California: 6.625%).

Loans in CA
699
of 753 applications
Denial rate
6.3%
Purchase · CA 8.9%
Rate spread
+0.27 pts
Conv. · CA +0.09 pts
Loan amount
$475,000
Purchase · CA $575,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase5765396.3%6.625%+0.27 pts$7,920$475,000
Refinance817211.1%6.490%+0.09 pts$5,320$615,000
Cash-out refinance96888.3%6.875%+0.30 pts$4,790$325,000

*Conventional loans only; medians with at least 20 loans.

California counties where Mason McDuffie Mortgage Corporation ranks in the top 25

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology