Lender in Delaware · HMDA 2025
Meridian Bank mortgages in Delaware
Meridian Bank's 2025 home-purchase and refinance lending in Delaware, compared with all lenders in the state.
Meridian Bank originated 510 owner-occupied single-family loans in Delaware from 526 completed applications, making it the state's #6 lender by volume.
Its median conventional purchase loan costs were $6,450 versus $6,050 for all Delaware lenders, at a median 30-year fixed rate of 6.50% (Delaware: 6.625%).
Loans in DE
510
of 526 applications
Denial rate
2.9%
Purchase · DE 8.5%
Rate spread
+0.19 pts
Conv. · DE +0.18 pts
Loan amount
$305,000
Purchase · DE $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 492 | 477 | 2.9% | 6.500% | +0.19 pts | $6,450 | $305,000 |
| Refinance | 18 | 18 | — | — | — | — | — |
| Cash-out refinance | 16 | 15 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Delaware counties where Meridian Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| New Castle County | 5 | 263 | 3.6% |
| Kent County | 5 | 120 | 3.9% |
| Sussex County | 9 | 127 | 2.7% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology