Lender in Pennsylvania · HMDA 2025
Meridian Bank mortgages in Pennsylvania
Meridian Bank's 2025 home-purchase and refinance lending in Pennsylvania, compared with all lenders in the state.
Meridian Bank originated 475 owner-occupied single-family loans in Pennsylvania from 484 completed applications.
Its median conventional purchase loan costs were $5,940 versus $5,880 for all Pennsylvania lenders, at a median 30-year fixed rate of 6.50% (Pennsylvania: 6.625%).
Loans in PA
475
of 484 applications
Denial rate
1.3%
Purchase · PA 6.7%
Rate spread
+0.12 pts
Conv. · PA +0.17 pts
Loan amount
$295,000
Purchase · PA $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 453 | 445 | 1.3% | 6.500% | +0.12 pts | $5,940 | $295,000 |
| Refinance | 19 | 19 | — | — | — | — | — |
| Cash-out refinance | 12 | 11 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Pennsylvania counties where Meridian Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Philadelphia County | 19 | 138 | 1.1% |
| Delaware County | 21 | 60 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology