Lender in California · HMDA 2025
Moria Development, Inc. mortgages in California
Moria Development, Inc.'s 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
Moria Development, Inc. originated 450 owner-occupied single-family loans in California from 460 completed applications.
Its median conventional purchase loan costs were $8,490 versus $7,920 for all California lenders, at a median 30-year fixed rate of 6.625% (California: 6.625%).
Loans in CA
450
of 460 applications
Denial rate
0.5%
Purchase · CA 8.9%
Rate spread
+0.36 pts
Conv. · CA +0.09 pts
Loan amount
$355,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 403 | 393 | 0.5% | 6.625% | +0.36 pts | $8,490 | $355,000 |
| Refinance | 55 | 55 | 0.0% | 6.375% | +0.28 pts | $5,550 | $395,000 |
| Cash-out refinance | 2 | 2 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
California counties where Moria Development, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Kern County | 5 | 339 | 3.8% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology