Lender in Alabama · HMDA 2025
Moria Development, Inc. mortgages in Alabama
Moria Development, Inc.'s 2025 home-purchase and refinance lending in Alabama, compared with all lenders in the state.
Moria Development, Inc. originated 200 owner-occupied single-family loans in Alabama from 209 completed applications.
Its median conventional purchase loan costs were $4,570 versus $4,370 for all Alabama lenders, at a median 30-year fixed rate of 6.75% (Alabama: 6.562%).
Loans in AL
200
of 209 applications
Denial rate
4.0%
Purchase · AL 9.1%
Rate spread
+0.36 pts
Conv. · AL +0.17 pts
Loan amount
$215,000
Purchase · AL $265,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 177 | 170 | 4.0% | 6.750% | +0.36 pts | $4,570 | $215,000 |
| Refinance | 30 | 28 | 6.7% | — | — | — | $215,000 |
| Cash-out refinance | 2 | 2 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Alabama counties where Moria Development, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Talladega County | 1 | 85 | 10.0% |
| Clay County | 1 | 10 | 12.0% |
| Coosa County | 1 | 9 | 13.9% |
| Tallapoosa County | 3 | 21 | 4.6% |
| Sumter County | 3 | 4 | 10.0% |
| Fayette County | 15 | 3 | 1.8% |
| Pickens County | 17 | 2 | 1.5% |
| Tuscaloosa County | 19 | 26 | 1.0% |
| Bibb County | 24 | 2 | 1.4% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology