Lender in Alabama · HMDA 2025
Mortgage Right mortgages in Alabama
Mortgage Right's 2025 home-purchase and refinance lending in Alabama, compared with all lenders in the state.
Mortgage Right originated 265 owner-occupied single-family loans in Alabama from 275 completed applications.
Its median conventional purchase loan costs were $5,440 versus $4,370 for all Alabama lenders, at a median 30-year fixed rate of 6.625% (Alabama: 6.562%).
Loans in AL
265
of 275 applications
Denial rate
2.9%
Purchase · AL 9.1%
Rate spread
+0.32 pts
Conv. · AL +0.17 pts
Loan amount
$275,000
Purchase · AL $265,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 237 | 230 | 2.9% | 6.625% | +0.32 pts | $5,440 | $275,000 |
| Refinance | 17 | 17 | — | — | — | — | — |
| Cash-out refinance | 21 | 18 | 14.3% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Alabama counties where Mortgage Right ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Marshall County | 5 | 51 | 4.0% |
| Macon County | 14 | 1 | 1.5% |
| Shelby County | 18 | 58 | 1.4% |
| Etowah County | 19 | 15 | 1.2% |
| Blount County | 20 | 7 | 1.0% |
| DeKalb County | 22 | 8 | 1.1% |
| Dallas County | 22 | 2 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology