Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Ohio · HMDA 2025

Mr. Cooper mortgages in Ohio

Mr. Cooper's 2025 home-purchase and refinance lending in Ohio, compared with all lenders in the state.

Mr. Cooper originated 940 owner-occupied single-family loans in Ohio from 1,188 completed applications.

Its median conventional purchase loan costs were $5,260 versus $4,610 for all Ohio lenders, at a median 30-year fixed rate of 6.75% (Ohio: 6.625%).

Loans in OH
940
of 1,188 applications
Denial rate
7.7%
Purchase · OH 7.1%
Rate spread
+0.22 pts
Conv. · OH +0.22 pts
Loan amount
$255,000
Purchase · OH $245,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase1691537.7%6.750%+0.22 pts$5,260$255,000
Refinance32826913.7%6.125%−0.01 pts$4,740$275,000
Cash-out refinance69151823.7%7.250%+1.06 pts$6,940$155,000

*Conventional loans only; medians with at least 20 loans.

Ohio counties where Mr. Cooper ranks in the top 25

CountyRankLoansMarket share
Wyandot County852.3%
Holmes County1621.3%
Richland County17150.9%
Muskingum County18131.1%
Ashland County1881.2%
Jefferson County1861.0%
Hancock County2090.9%
Athens County2041.3%
Ross County2191.1%
Logan County2281.2%
Columbiana County23100.9%
Washington County2340.7%
Williams County2330.6%
Noble County2311.0%
Pickaway County24141.1%
Seneca County2440.8%
Mahoning County25190.7%
Ashtabula County2590.8%
Gallia County2520.8%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology