Lender in Pennsylvania · HMDA 2025
Mr. Cooper mortgages in Pennsylvania
Mr. Cooper's 2025 home-purchase and refinance lending in Pennsylvania, compared with all lenders in the state.
Mr. Cooper originated 861 owner-occupied single-family loans in Pennsylvania from 1,071 completed applications.
Its median conventional purchase loan costs were $5,690 versus $5,880 for all Pennsylvania lenders, at a median 30-year fixed rate of 6.625% (Pennsylvania: 6.625%).
Loans in PA
861
of 1,071 applications
Denial rate
9.4%
Purchase · PA 6.7%
Rate spread
+0.14 pts
Conv. · PA +0.17 pts
Loan amount
$295,000
Purchase · PA $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 181 | 164 | 9.4% | 6.625% | +0.14 pts | $5,690 | $295,000 |
| Refinance | 252 | 203 | 16.3% | 6.125% | −0.08 pts | $5,880 | $285,000 |
| Cash-out refinance | 638 | 494 | 21.0% | 7.375% | +1.02 pts | $7,700 | $175,000 |
*Conventional loans only; medians with at least 20 loans.
Pennsylvania counties where Mr. Cooper ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Wayne County | 12 | 8 | 1.4% |
| Pike County | 15 | 15 | 1.4% |
| Clarion County | 15 | 3 | 1.1% |
| McKean County | 18 | 2 | 0.9% |
| Monroe County | 20 | 24 | 1.1% |
- Mr. Cooper nationwide
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology