Lender in Arizona · HMDA 2025
Navy Federal Credit Union mortgages in Arizona
Navy Federal Credit Union's 2025 home-purchase and refinance lending in Arizona, compared with all lenders in the state.
Navy Federal Credit Union originated 678 owner-occupied single-family loans in Arizona from 835 completed applications.
Its median conventional purchase loan costs were $4,390 versus $6,470 for all Arizona lenders, at a median 30-year fixed rate of 6.625% (Arizona: 6.50%).
Loans in AZ
678
of 835 applications
Denial rate
11.0%
Purchase · AZ 8.2%
Rate spread
−0.13 pts
Conv. · AZ +0.11 pts
Loan amount
$375,000
Purchase · AZ $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 575 | 508 | 11.0% | 6.625% | −0.13 pts | $4,390 | $375,000 |
| Refinance | 98 | 68 | 29.6% | 6.125% | −0.30 pts | $1,620 | $345,000 |
| Cash-out refinance | 162 | 102 | 36.4% | 6.625% | −0.05 pts | $1,700 | $355,000 |
*Conventional loans only; medians with at least 20 loans.
Arizona counties where Navy Federal Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Yuma County | 10 | 73 | 2.5% |
| Cochise County | 15 | 33 | 1.8% |
| Gila County | 22 | 5 | 0.8% |
- Navy Federal Credit Union nationwide
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology