Lender in Indiana · HMDA 2025
Navy Federal Credit Union mortgages in Indiana
Navy Federal Credit Union's 2025 home-purchase and refinance lending in Indiana, compared with all lenders in the state.
Navy Federal Credit Union originated 497 owner-occupied single-family loans in Indiana from 600 completed applications.
Its median conventional purchase loan costs were $2,020 versus $3,350 for all Indiana lenders, at a median 30-year fixed rate of 6.625% (Indiana: 6.625%).
Loans in IN
497
of 600 applications
Denial rate
12.0%
Purchase · IN 7.4%
Rate spread
−0.00 pts
Conv. · IN +0.24 pts
Loan amount
$295,000
Purchase · IN $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 442 | 385 | 12.0% | 6.625% | −0.00 pts | $2,020 | $295,000 |
| Refinance | 57 | 42 | 22.8% | — | — | — | $315,000 |
| Cash-out refinance | 101 | 70 | 30.7% | — | +0.24 pts | $1,430 | $235,000 |
*Conventional loans only; medians with at least 20 loans.
Indiana counties where Navy Federal Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Martin County | 10 | 2 | 2.0% |
| Greene County | 16 | 7 | 1.5% |
| LaPorte County | 17 | 19 | 1.5% |
| Brown County | 17 | 4 | 1.6% |
| Monroe County | 18 | 18 | 1.1% |
| Lawrence County | 18 | 7 | 1.1% |
| Dubois County | 19 | 3 | 0.8% |
| Vermillion County | 20 | 2 | 0.8% |
| Gibson County | 21 | 3 | 0.7% |
| Jennings County | 22 | 3 | 0.9% |
| Clay County | 22 | 2 | 0.6% |
| Vigo County | 23 | 9 | 0.7% |
| Bartholomew County | 23 | 8 | 0.6% |
| Huntington County | 23 | 6 | 1.1% |
| Whitley County | 23 | 6 | 1.1% |
| Perry County | 24 | 1 | 0.4% |
| Jefferson County | 25 | 3 | 0.7% |
- Navy Federal Credit Union nationwide
- Indiana mortgage market
- Navy Federal Credit Union in Florida
- Navy Federal Credit Union in Virginia
- Navy Federal Credit Union in Texas
- Navy Federal Credit Union in North Carolina
- Navy Federal Credit Union in Georgia
- Navy Federal Credit Union in Maryland
- Navy Federal Credit Union in California
- Navy Federal Credit Union in South Carolina
- Navy Federal Credit Union in Pennsylvania
- Navy Federal Credit Union in Ohio
- Navy Federal Credit Union in Tennessee
- Navy Federal Credit Union in Washington
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology