Lender in Kansas · HMDA 2025
Navy Federal Credit Union mortgages in Kansas
Navy Federal Credit Union's 2025 home-purchase and refinance lending in Kansas, compared with all lenders in the state.
Navy Federal Credit Union originated 308 owner-occupied single-family loans in Kansas from 357 completed applications.
Its median conventional purchase loan costs were $2,170 versus $3,290 for all Kansas lenders, at a median 30-year fixed rate of 6.625% (Kansas: 6.625%).
Loans in KS
308
of 357 applications
Denial rate
9.1%
Purchase · KS 6.6%
Rate spread
−0.08 pts
Conv. · KS +0.18 pts
Loan amount
$265,000
Purchase · KS $255,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 286 | 258 | 9.1% | 6.625% | −0.08 pts | $2,170 | $265,000 |
| Refinance | 24 | 17 | 20.8% | — | — | — | — |
| Cash-out refinance | 47 | 33 | 29.8% | — | — | — | $275,000 |
*Conventional loans only; medians with at least 20 loans.
Kansas counties where Navy Federal Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Wichita County | 2 | 1 | 10.0% |
| Smith County | 3 | 1 | 8.3% |
| Dickinson County | 5 | 10 | 4.4% |
| Geary County | 7 | 27 | 4.2% |
| Rawlins County | 8 | 1 | 9.1% |
| Pottawatomie County | 9 | 12 | 2.7% |
| Clay County | 9 | 4 | 3.9% |
| Rice County | 9 | 2 | 2.7% |
| Crawford County | 12 | 5 | 1.4% |
| Neosho County | 12 | 2 | 1.5% |
| Grant County | 12 | 1 | 2.0% |
| Thomas County | 12 | 1 | 1.8% |
| Riley County | 13 | 16 | 2.1% |
| Lyon County | 13 | 3 | 1.2% |
| Gray County | 13 | 1 | 2.4% |
| Barton County | 14 | 3 | 1.4% |
| Leavenworth County | 15 | 26 | 1.8% |
| Pawnee County | 16 | 1 | 1.0% |
| Ellis County | 17 | 2 | 1.0% |
| Wabaunsee County | 17 | 2 | 1.7% |
| Cherokee County | 19 | 2 | 0.9% |
| Saline County | 20 | 4 | 1.0% |
| Shawnee County | 22 | 18 | 0.8% |
| McPherson County | 22 | 2 | 0.7% |
| Labette County | 23 | 1 | 0.5% |
| Jefferson County | 25 | 3 | 1.0% |
- Navy Federal Credit Union nationwide
- Kansas mortgage market
- Navy Federal Credit Union in Florida
- Navy Federal Credit Union in Virginia
- Navy Federal Credit Union in Texas
- Navy Federal Credit Union in North Carolina
- Navy Federal Credit Union in Georgia
- Navy Federal Credit Union in Maryland
- Navy Federal Credit Union in California
- Navy Federal Credit Union in South Carolina
- Navy Federal Credit Union in Pennsylvania
- Navy Federal Credit Union in Ohio
- Navy Federal Credit Union in Tennessee
- Navy Federal Credit Union in Washington
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology