Lender in Louisiana · HMDA 2025
Navy Federal Credit Union mortgages in Louisiana
Navy Federal Credit Union's 2025 home-purchase and refinance lending in Louisiana, compared with all lenders in the state.
Navy Federal Credit Union originated 515 owner-occupied single-family loans in Louisiana from 647 completed applications, making it the state's #20 lender by volume.
Its median conventional purchase loan costs were $3,750 versus $4,900 for all Louisiana lenders, at a median 30-year fixed rate of 6.75% (Louisiana: 6.625%).
Loans in LA
515
of 647 applications
Denial rate
11.4%
Purchase · LA 10.2%
Rate spread
+0.03 pts
Conv. · LA +0.19 pts
Loan amount
$285,000
Purchase · LA $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 499 | 440 | 11.4% | 6.750% | +0.03 pts | $3,750 | $285,000 |
| Refinance | 78 | 47 | 38.5% | — | — | — | $315,000 |
| Cash-out refinance | 70 | 28 | 57.1% | — | — | — | $175,000 |
*Conventional loans only; medians with at least 20 loans.
Louisiana counties where Navy Federal Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Plaquemines Parish | 2 | 16 | 9.3% |
| Bossier Parish | 3 | 109 | 5.9% |
| Vernon Parish | 5 | 17 | 4.6% |
| Madison Parish | 6 | 1 | 3.3% |
| Beauregard Parish | 7 | 15 | 3.9% |
| West Feliciana Parish | 11 | 2 | 1.6% |
| St. Helena Parish | 11 | 1 | 2.1% |
| Terrebonne Parish | 12 | 11 | 1.3% |
| St. Charles Parish | 12 | 10 | 1.7% |
| De Soto Parish | 12 | 5 | 1.9% |
| West Carroll Parish | 12 | 1 | 1.8% |
| St. Bernard Parish | 13 | 6 | 1.6% |
| Concordia Parish | 13 | 1 | 1.2% |
| St. Tammany Parish | 14 | 79 | 2.1% |
| St. James Parish | 15 | 2 | 1.2% |
| Orleans Parish | 17 | 38 | 1.5% |
| Caddo Parish | 17 | 37 | 1.8% |
| Grant Parish | 17 | 3 | 1.8% |
| Natchitoches Parish | 17 | 3 | 1.4% |
| Webster Parish | 19 | 4 | 1.4% |
| Jefferson Parish | 20 | 36 | 1.1% |
| Evangeline Parish | 20 | 2 | 1.1% |
| Lincoln Parish | 21 | 3 | 0.9% |
| Avoyelles Parish | 21 | 2 | 0.7% |
| St. Mary Parish | 22 | 2 | 0.8% |
| LaSalle Parish | 23 | 1 | 0.8% |
- Navy Federal Credit Union nationwide
- Louisiana mortgage market
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- Navy Federal Credit Union in California
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- Navy Federal Credit Union in Pennsylvania
- Navy Federal Credit Union in Ohio
- Navy Federal Credit Union in Tennessee
- Navy Federal Credit Union in Washington
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology