Lender in New Jersey · HMDA 2025
Navy Federal Credit Union mortgages in New Jersey
Navy Federal Credit Union's 2025 home-purchase and refinance lending in New Jersey, compared with all lenders in the state.
Navy Federal Credit Union originated 526 owner-occupied single-family loans in New Jersey from 679 completed applications.
Its median conventional purchase loan costs were $4,660 versus $6,720 for all New Jersey lenders, at a median 30-year fixed rate of 6.625% (New Jersey: 6.625%).
Loans in NJ
526
of 679 applications
Denial rate
9.3%
Purchase · NJ 8.4%
Rate spread
−0.11 pts
Conv. · NJ +0.12 pts
Loan amount
$405,000
Purchase · NJ $455,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 440 | 394 | 9.3% | 6.625% | −0.11 pts | $4,660 | $405,000 |
| Refinance | 65 | 40 | 38.5% | — | −0.40 pts | $2,450 | $315,000 |
| Cash-out refinance | 174 | 92 | 46.6% | 6.625% | −0.01 pts | $2,330 | $295,000 |
*Conventional loans only; medians with at least 20 loans.
New Jersey counties where Navy Federal Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Burlington County | 20 | 83 | 1.3% |
| Camden County | 23 | 83 | 1.3% |
| Gloucester County | 25 | 47 | 1.1% |
- Navy Federal Credit Union nationwide
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology