Lender in Nevada · HMDA 2025
Navy Federal Credit Union mortgages in Nevada
Navy Federal Credit Union's 2025 home-purchase and refinance lending in Nevada, compared with all lenders in the state.
Navy Federal Credit Union originated 431 owner-occupied single-family loans in Nevada from 532 completed applications, making it the state's #19 lender by volume.
Its median conventional purchase loan costs were $4,060 versus $6,150 for all Nevada lenders, at a median 30-year fixed rate of 6.50% (Nevada: 6.50%).
Loans in NV
431
of 532 applications
Denial rate
11.6%
Purchase · NV 8.7%
Rate spread
−0.18 pts
Conv. · NV +0.10 pts
Loan amount
$415,000
Purchase · NV $405,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 388 | 341 | 11.6% | 6.500% | −0.18 pts | $4,060 | $415,000 |
| Refinance | 55 | 33 | 38.2% | — | — | — | $415,000 |
| Cash-out refinance | 89 | 57 | 36.0% | — | −0.01 pts | $1,720 | $345,000 |
*Conventional loans only; medians with at least 20 loans.
Nevada counties where Navy Federal Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Pershing County | 5 | 1 | 6.7% |
| Churchill County | 7 | 19 | 5.3% |
| Mineral County | 9 | 1 | 2.2% |
| Lyon County | 15 | 14 | 1.2% |
| Clark County | 20 | 337 | 1.1% |
| Nye County | 20 | 7 | 1.1% |
| Douglas County | 23 | 6 | 0.8% |
| Carson City | 25 | 5 | 0.8% |
- Navy Federal Credit Union nationwide
- Nevada mortgage market
- Navy Federal Credit Union in Florida
- Navy Federal Credit Union in Virginia
- Navy Federal Credit Union in Texas
- Navy Federal Credit Union in North Carolina
- Navy Federal Credit Union in Georgia
- Navy Federal Credit Union in Maryland
- Navy Federal Credit Union in California
- Navy Federal Credit Union in South Carolina
- Navy Federal Credit Union in Pennsylvania
- Navy Federal Credit Union in Ohio
- Navy Federal Credit Union in Tennessee
- Navy Federal Credit Union in Washington
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology