Lender in Oklahoma · HMDA 2025
Navy Federal Credit Union mortgages in Oklahoma
Navy Federal Credit Union's 2025 home-purchase and refinance lending in Oklahoma, compared with all lenders in the state.
Navy Federal Credit Union originated 482 owner-occupied single-family loans in Oklahoma from 571 completed applications, making it the state's #20 lender by volume.
Its median conventional purchase loan costs were $3,190 versus $4,880 for all Oklahoma lenders, at a median 30-year fixed rate of 6.75% (Oklahoma: 6.625%).
Loans in OK
482
of 571 applications
Denial rate
10.1%
Purchase · OK 7.6%
Rate spread
+0.01 pts
Conv. · OK +0.21 pts
Loan amount
$275,000
Purchase · OK $235,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 455 | 404 | 10.1% | 6.750% | +0.01 pts | $3,190 | $275,000 |
| Refinance | 43 | 34 | 20.9% | — | — | — | $285,000 |
| Cash-out refinance | 73 | 44 | 38.4% | — | — | — | $255,000 |
*Conventional loans only; medians with at least 20 loans.
Oklahoma counties where Navy Federal Credit Union ranks in the top 25
Showing the 30 counties where it ranks highest, of 36.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Roger Mills County | 2 | 1 | 12.5% |
| Harmon County | 3 | 1 | 8.3% |
| Comanche County | 6 | 57 | 3.4% |
| Jackson County | 9 | 6 | 2.0% |
| Texas County | 10 | 3 | 1.9% |
| Hughes County | 10 | 2 | 2.5% |
| Choctaw County | 10 | 1 | 1.9% |
| Tillman County | 10 | 1 | 2.9% |
| Kay County | 11 | 4 | 1.1% |
| Seminole County | 11 | 3 | 1.7% |
| Cotton County | 11 | 1 | 1.6% |
| Garfield County | 12 | 10 | 1.6% |
| Johnston County | 12 | 1 | 1.8% |
| Major County | 13 | 1 | 2.2% |
| Beckham County | 14 | 2 | 1.1% |
| Washita County | 14 | 1 | 1.3% |
| Cleveland County | 15 | 57 | 1.6% |
| Carter County | 15 | 7 | 1.4% |
| Custer County | 15 | 3 | 1.4% |
| Mayes County | 16 | 6 | 1.4% |
| Stephens County | 16 | 6 | 1.4% |
| Pottawatomie County | 17 | 10 | 1.1% |
| Sequoyah County | 17 | 4 | 0.9% |
| Cherokee County | 18 | 4 | 1.0% |
| Love County | 18 | 1 | 1.4% |
| Woodward County | 18 | 1 | 0.7% |
| Logan County | 20 | 13 | 1.3% |
| Pittsburg County | 20 | 3 | 0.8% |
| Murray County | 20 | 2 | 1.4% |
| Noble County | 20 | 1 | 1.3% |
- Navy Federal Credit Union nationwide
- Oklahoma mortgage market
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- Navy Federal Credit Union in Virginia
- Navy Federal Credit Union in Texas
- Navy Federal Credit Union in North Carolina
- Navy Federal Credit Union in Georgia
- Navy Federal Credit Union in Maryland
- Navy Federal Credit Union in California
- Navy Federal Credit Union in South Carolina
- Navy Federal Credit Union in Pennsylvania
- Navy Federal Credit Union in Ohio
- Navy Federal Credit Union in Tennessee
- Navy Federal Credit Union in Washington
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology