Lender in Wisconsin · HMDA 2025
Navy Federal Credit Union mortgages in Wisconsin
Navy Federal Credit Union's 2025 home-purchase and refinance lending in Wisconsin, compared with all lenders in the state.
Navy Federal Credit Union originated 356 owner-occupied single-family loans in Wisconsin from 407 completed applications.
Its median conventional purchase loan costs were $2,230 versus $3,230 for all Wisconsin lenders, at a median 30-year fixed rate of 6.625% (Wisconsin: 6.625%).
Loans in WI
356
of 407 applications
Denial rate
7.2%
Purchase · WI 6.2%
Rate spread
−0.05 pts
Conv. · WI +0.12 pts
Loan amount
$305,000
Purchase · WI $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 306 | 283 | 7.2% | 6.625% | −0.05 pts | $2,230 | $305,000 |
| Refinance | 28 | 22 | 17.9% | — | — | — | $355,000 |
| Cash-out refinance | 73 | 51 | 30.1% | — | — | — | $295,000 |
*Conventional loans only; medians with at least 20 loans.
Wisconsin counties where Navy Federal Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Menominee County | 6 | 1 | 6.3% |
| Florence County | 9 | 1 | 2.4% |
| Bayfield County | 14 | 3 | 1.7% |
| Vilas County | 17 | 4 | 1.5% |
| Vernon County | 18 | 4 | 1.2% |
| Marinette County | 19 | 6 | 1.1% |
| Kenosha County | 20 | 25 | 1.2% |
| Juneau County | 20 | 4 | 1.2% |
| Trempealeau County | 22 | 3 | 0.9% |
| Marquette County | 22 | 2 | 1.0% |
| Washburn County | 22 | 2 | 1.1% |
| Portage County | 23 | 6 | 0.8% |
| Dunn County | 24 | 4 | 0.8% |
| Eau Claire County | 25 | 10 | 0.8% |
- Navy Federal Credit Union nationwide
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology