Lender in Kansas · HMDA 2025
NBKC Bank mortgages in Kansas
NBKC Bank's 2025 home-purchase and refinance lending in Kansas, compared with all lenders in the state.
NBKC Bank originated 395 owner-occupied single-family loans in Kansas from 432 completed applications, making it the state's #20 lender by volume.
Its median conventional purchase loan costs were $2,290 versus $3,290 for all Kansas lenders, at a median 30-year fixed rate of 6.50% (Kansas: 6.625%).
Loans in KS
395
of 432 applications
Denial rate
2.3%
Purchase · KS 6.6%
Rate spread
−0.05 pts
Conv. · KS +0.18 pts
Loan amount
$355,000
Purchase · KS $255,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 302 | 293 | 2.3% | 6.500% | −0.05 pts | $2,290 | $355,000 |
| Refinance | 97 | 79 | 17.5% | 6.125% | −0.20 pts | $1,740 | $385,000 |
| Cash-out refinance | 33 | 23 | 30.3% | — | — | — | $285,000 |
*Conventional loans only; medians with at least 20 loans.
Kansas counties where NBKC Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Mitchell County | 6 | 1 | 2.7% |
| Johnson County | 9 | 272 | 2.8% |
| Montgomery County | 11 | 3 | 1.3% |
| Doniphan County | 14 | 1 | 1.0% |
| Ellis County | 15 | 2 | 1.0% |
| Leavenworth County | 16 | 21 | 1.5% |
| Miami County | 19 | 8 | 1.3% |
| Labette County | 19 | 1 | 0.5% |
| Osage County | 23 | 2 | 0.8% |
| Atchison County | 23 | 1 | 0.5% |
| Cherokee County | 24 | 1 | 0.4% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology