Lender in Washington · HMDA 2025
NBKC Bank mortgages in Washington
NBKC Bank's 2025 home-purchase and refinance lending in Washington, compared with all lenders in the state.
NBKC Bank originated 305 owner-occupied single-family loans in Washington from 359 completed applications.
Its median conventional purchase loan costs were $4,310 versus $6,530 for all Washington lenders, at a median 30-year fixed rate of 6.50% (Washington: 6.625%).
Loans in WA
305
of 359 applications
Denial rate
4.8%
Purchase · WA 5.9%
Rate spread
−0.16 pts
Conv. · WA +0.10 pts
Loan amount
$555,000
Purchase · WA $495,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 187 | 177 | 4.8% | 6.500% | −0.16 pts | $4,310 | $555,000 |
| Refinance | 146 | 111 | 24.0% | 6.125% | −0.27 pts | $2,540 | $615,000 |
| Cash-out refinance | 26 | 17 | 34.6% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Washington counties where NBKC Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Kitsap County | 19 | 62 | 1.5% |
| Walla Walla County | 24 | 4 | 0.6% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology