Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in California · HMDA 2025

New Day Financial, LLC mortgages in California

New Day Financial, LLC's 2025 home-purchase and refinance lending in California, compared with all lenders in the state.

New Day Financial, LLC originated 260 owner-occupied single-family loans in California from 950 completed applications.

Loans in CA
260
of 950 applications
Denial rate
—
Purchase · CA 8.9%
Rate spread
—
Conv. · CA +0.09 pts
Loan amount
—
Purchase · CA $575,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase97—————
Refinance675513.4%———$425,000
Cash-out refinance87419875.2%———$385,000

*Conventional loans only; medians with at least 20 loans.

California counties where New Day Financial, LLC ranks in the top 25

CountyRankLoansMarket share
Mono County732.8%
Modoc County1512.3%
Trinity County2411.2%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology