Lender in North Carolina · HMDA 2025
New Day Financial, LLC mortgages in North Carolina
New Day Financial, LLC's 2025 home-purchase and refinance lending in North Carolina, compared with all lenders in the state.
New Day Financial, LLC originated 537 owner-occupied single-family loans in North Carolina from 1,240 completed applications.
Loans in NC
537
of 1,240 applications
Denial rate
9.1%
Purchase · NC 7.6%
Rate spread
—
Conv. · NC +0.04 pts
Loan amount
$325,000
Purchase · NC $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 33 | 26 | 9.1% | — | — | — | $325,000 |
| Refinance | 154 | 135 | 5.2% | — | — | — | $275,000 |
| Cash-out refinance | 1,053 | 376 | 61.4% | — | — | — | $255,000 |
*Conventional loans only; medians with at least 20 loans.
North Carolina counties where New Day Financial, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Greene County | 12 | 3 | 2.9% |
| Northampton County | 12 | 2 | 2.3% |
| Richmond County | 13 | 6 | 1.8% |
| Halifax County | 13 | 4 | 1.7% |
| Mitchell County | 13 | 2 | 1.4% |
| Vance County | 15 | 5 | 1.6% |
| Graham County | 17 | 1 | 1.7% |
| Alexander County | 21 | 3 | 0.8% |
| Cherokee County | 21 | 3 | 0.9% |
| Craven County | 22 | 16 | 0.8% |
| Robeson County | 22 | 7 | 1.1% |
| Onslow County | 23 | 36 | 0.7% |
| Stanly County | 23 | 10 | 0.9% |
| Cumberland County | 25 | 55 | 0.9% |
| Rutherford County | 25 | 5 | 0.7% |
- New Day Financial, LLC nationwide
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology