Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Idaho · HMDA 2025

Newrez LLC mortgages in Idaho

Newrez LLC's 2025 home-purchase and refinance lending in Idaho, compared with all lenders in the state.

Newrez LLC originated 201 owner-occupied single-family loans in Idaho from 284 completed applications.

Its median conventional purchase loan costs were $6,940 versus $7,270 for all Idaho lenders, at a median 30-year fixed rate of 6.625% (Idaho: 6.50%).

Loans in ID
201
of 284 applications
Denial rate
6.1%
Purchase · ID 4.9%
Rate spread
+0.39 pts
Conv. · ID +0.06 pts
Loan amount
$425,000
Purchase · ID $385,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase82766.1%6.625%+0.39 pts$6,940$425,000
Refinance937122.6%6.625%+0.04 pts$5,210$415,000
Cash-out refinance1095449.5%6.875%+0.45 pts$6,230$235,000

*Conventional loans only; medians with at least 20 loans.

Idaho counties where Newrez LLC ranks in the top 25

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology