Lender in Georgia · HMDA 2025
NexBank mortgages in Georgia
NexBank's 2025 home-purchase and refinance lending in Georgia, compared with all lenders in the state.
NexBank originated 379 owner-occupied single-family loans in Georgia from 422 completed applications.
Its median conventional purchase loan costs were $6,250 versus $6,350 for all Georgia lenders, at a median 30-year fixed rate of 6.50% (Georgia: 6.624%).
Loans in GA
379
of 422 applications
Denial rate
8.2%
Purchase · GA 9.9%
Rate spread
+0.10 pts
Conv. · GA +0.13 pts
Loan amount
$365,000
Purchase · GA $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 352 | 321 | 8.2% | 6.500% | +0.10 pts | $6,250 | $365,000 |
| Refinance | 46 | 37 | 17.4% | 6.125% | −0.08 pts | $5,780 | $485,000 |
| Cash-out refinance | 24 | 21 | 8.3% | 6.625% | +0.22 pts | $6,160 | $245,000 |
*Conventional loans only; medians with at least 20 loans.
Georgia counties where NexBank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Hancock County | 13 | 1 | 3.9% |
| Chatham County | 21 | 48 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology