Lender in Texas · HMDA 2025
NexBank mortgages in Texas
NexBank's 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
NexBank originated 851 owner-occupied single-family loans in Texas from 947 completed applications.
Its median conventional purchase loan costs were $8,180 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.50% (Texas: 6.50%).
Loans in TX
851
of 947 applications
Denial rate
6.3%
Purchase · TX 10.2%
Rate spread
+0.04 pts
Conv. · TX +0.09 pts
Loan amount
$365,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 759 | 697 | 6.3% | 6.500% | +0.04 pts | $8,180 | $365,000 |
| Refinance | 106 | 90 | 12.3% | 6.375% | −0.01 pts | $6,920 | $495,000 |
| Cash-out refinance | 82 | 64 | 19.5% | 6.875% | +0.31 pts | $7,550 | $295,000 |
*Conventional loans only; medians with at least 20 loans.
Texas counties where NexBank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Briscoe County | 7 | 1 | 12.5% |
| Somervell County | 13 | 3 | 2.4% |
| Childress County | 13 | 1 | 2.8% |
| Zapata County | 16 | 1 | 2.4% |
| Lamar County | 19 | 5 | 1.3% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology