Lender in Wisconsin · HMDA 2025
Nicolet National Bank mortgages in Wisconsin
Nicolet National Bank's 2025 home-purchase and refinance lending in Wisconsin, compared with all lenders in the state.
Nicolet National Bank originated 819 owner-occupied single-family loans in Wisconsin from 862 completed applications.
Its median conventional purchase loan costs were $3,390 versus $3,230 for all Wisconsin lenders, at a median 30-year fixed rate of 6.75% (Wisconsin: 6.625%).
Loans in WI
819
of 862 applications
Denial rate
1.6%
Purchase · WI 6.2%
Rate spread
+0.18 pts
Conv. · WI +0.12 pts
Loan amount
$295,000
Purchase · WI $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 681 | 662 | 1.6% | 6.750% | +0.18 pts | $3,390 | $295,000 |
| Refinance | 109 | 94 | 9.2% | 6.625% | +0.07 pts | $2,240 | $315,000 |
| Cash-out refinance | 72 | 63 | 9.7% | 7.000% | +0.56 pts | $2,530 | $165,000 |
*Conventional loans only; medians with at least 20 loans.
Wisconsin counties where Nicolet National Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Door County | 1 | 75 | 22.3% |
| Vilas County | 1 | 32 | 11.8% |
| Kewaunee County | 1 | 27 | 8.9% |
| Oneida County | 2 | 31 | 7.9% |
| Taylor County | 2 | 20 | 9.3% |
| Florence County | 2 | 4 | 9.5% |
| Forest County | 3 | 4 | 3.5% |
| Marathon County | 5 | 65 | 3.5% |
| Brown County | 6 | 197 | 5.2% |
| Lincoln County | 6 | 14 | 3.9% |
| Outagamie County | 7 | 93 | 2.9% |
| Price County | 8 | 6 | 3.0% |
| Iron County | 8 | 2 | 2.9% |
| Eau Claire County | 9 | 30 | 2.4% |
| Marinette County | 11 | 16 | 2.8% |
| Langlade County | 11 | 3 | 1.0% |
| Portage County | 12 | 15 | 2.0% |
| Chippewa County | 12 | 13 | 1.6% |
| Shawano County | 12 | 8 | 1.6% |
| Ashland County | 14 | 3 | 1.7% |
| Winnebago County | 17 | 55 | 2.1% |
| Calumet County | 17 | 18 | 1.9% |
| Oconto County | 17 | 10 | 1.8% |
| Barron County | 17 | 8 | 1.4% |
| Clark County | 18 | 4 | 1.0% |
| Waupaca County | 20 | 9 | 1.2% |
| Dunn County | 22 | 4 | 0.8% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology