Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Arizona · HMDA 2025

Nova Financial & Investment Corporation mortgages in Arizona

Nova Financial & Investment Corporation's 2025 home-purchase and refinance lending in Arizona, compared with all lenders in the state.

Nova Financial & Investment Corporation originated 2,692 owner-occupied single-family loans in Arizona from 3,401 completed applications, making it the state's #6 lender by volume.

Its median conventional purchase loan costs were $3,420 versus $6,470 for all Arizona lenders, at a median 30-year fixed rate of 6.625% (Arizona: 6.50%).

Loans in AZ
2,692
of 3,401 applications
Denial rate
14.9%
Purchase · AZ 8.2%
Rate spread
+0.19 pts
Conv. · AZ +0.11 pts
Loan amount
$325,000
Purchase · AZ $385,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase2,5982,16014.9%6.625%+0.19 pts$3,420$325,000
Refinance35323928.6%6.375%+0.09 pts$3,340$305,000
Cash-out refinance45029332.7%6.875%+0.37 pts$3,680$245,000

*Conventional loans only; medians with at least 20 loans.

Arizona counties where Nova Financial & Investment Corporation ranks in the top 25

CountyRankLoansMarket share
Pima County21,1177.8%
Yuma County244915.6%
Graham County25411.3%
Greenlee County2413.3%
Santa Cruz County3365.4%
La Paz County447.3%
Cochise County8532.9%
Navajo County1991.0%
Coconino County20111.0%
Gila County2061.0%
Maricopa County236611.0%
Pinal County231241.0%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology