Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Pennsylvania · HMDA 2025

NVR Mortgage Finance, Inc. mortgages in Pennsylvania

NVR Mortgage Finance, Inc.'s 2025 home-purchase and refinance lending in Pennsylvania, compared with all lenders in the state.

NVR Mortgage Finance, Inc. originated 1,464 owner-occupied single-family loans in Pennsylvania from 1,601 completed applications, making it the state's #16 lender by volume.

Its median conventional purchase loan costs were $6,070 versus $5,880 for all Pennsylvania lenders, at a median 30-year fixed rate of 6.625% (Pennsylvania: 6.625%).

Loans in PA
1,464
of 1,601 applications
Denial rate
8.6%
Purchase · PA 6.7%
Rate spread
+0.13 pts
Conv. · PA +0.17 pts
Loan amount
$395,000
Purchase · PA $275,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase1,6011,4648.6%6.625%+0.13 pts$6,070$395,000
Refinance00—————
Cash-out refinance00—————

*Conventional loans only; medians with at least 20 loans.

Pennsylvania counties where NVR Mortgage Finance, Inc. ranks in the top 25

CountyRankLoansMarket share
Butler County12559.6%
Washington County41445.7%
Chester County52523.8%
Franklin County8753.7%
Adams County9332.4%
Allegheny County132572.0%
Lehigh County13721.8%
York County151021.6%
Westmoreland County17671.7%
Northampton County18491.3%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology