Lender in Virginia · HMDA 2025
NVR Mortgage Finance, Inc. mortgages in Virginia
NVR Mortgage Finance, Inc.'s 2025 home-purchase and refinance lending in Virginia, compared with all lenders in the state.
NVR Mortgage Finance, Inc. originated 2,549 owner-occupied single-family loans in Virginia from 3,318 completed applications, making it the state's #10 lender by volume.
Its median conventional purchase loan costs were $5,190 versus $5,610 for all Virginia lenders, at a median 30-year fixed rate of 6.375% (Virginia: 6.625%).
Loans in VA
2,549
of 3,318 applications
Denial rate
23.2%
Purchase · VA 6.9%
Rate spread
−0.07 pts
Conv. · VA +0.10 pts
Loan amount
$395,000
Purchase · VA $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 3,318 | 2,549 | 23.2% | 6.375% | −0.07 pts | $5,190 | $395,000 |
| Refinance | 0 | 0 | — | — | — | — | — |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Virginia counties where NVR Mortgage Finance, Inc. ranks in the top 25
Showing the 30 counties where it ranks highest, of 36.
| County | Rank | Loans | Market share |
|---|---|---|---|
| New Kent County | 1 | 99 | 13.0% |
| Culpeper County | 1 | 90 | 8.9% |
| Caroline County | 1 | 87 | 10.2% |
| Isle of Wight County | 1 | 83 | 9.2% |
| Greene County | 1 | 60 | 16.0% |
| Poquoson city | 1 | 53 | 17.7% |
| Franklin city | 1 | 44 | 23.5% |
| Harrisonburg city | 1 | 34 | 13.3% |
| King William County | 1 | 31 | 7.0% |
| Middlesex County | 1 | 21 | 11.7% |
| Spotsylvania County | 2 | 236 | 7.9% |
| Chesterfield County | 3 | 347 | 5.0% |
| York County | 4 | 60 | 5.4% |
| Lynchburg city | 4 | 51 | 5.4% |
| Augusta County | 4 | 48 | 4.4% |
| Orange County | 4 | 47 | 5.1% |
| King George County | 4 | 27 | 5.0% |
| Lancaster County | 4 | 14 | 7.0% |
| Rockingham County | 5 | 63 | 6.2% |
| Shenandoah County | 5 | 36 | 5.0% |
| Winchester city | 5 | 21 | 6.0% |
| Fairfax city | 5 | 16 | 4.0% |
| Henrico County | 6 | 160 | 3.2% |
| Campbell County | 6 | 27 | 3.6% |
| Portsmouth city | 7 | 82 | 4.0% |
| Prince George County | 8 | 15 | 3.0% |
| Stafford County | 10 | 85 | 2.8% |
| Fredericksburg city | 10 | 9 | 2.9% |
| Prince William County | 11 | 131 | 1.9% |
| Loudoun County | 14 | 135 | 1.9% |
- NVR Mortgage Finance, Inc. nationwide
- Virginia mortgage market
- NVR Mortgage Finance, Inc. in Maryland
- NVR Mortgage Finance, Inc. in Ohio
- NVR Mortgage Finance, Inc. in North Carolina
- NVR Mortgage Finance, Inc. in Pennsylvania
- NVR Mortgage Finance, Inc. in South Carolina
- NVR Mortgage Finance, Inc. in Florida
- NVR Mortgage Finance, Inc. in Delaware
- NVR Mortgage Finance, Inc. in Tennessee
- NVR Mortgage Finance, Inc. in New Jersey
- NVR Mortgage Finance, Inc. in Indiana
- NVR Mortgage Finance, Inc. in Illinois
- NVR Mortgage Finance, Inc. in Georgia
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology