Lender in Florida · HMDA 2025
Pentagon Federal Credit Union mortgages in Florida
Pentagon Federal Credit Union's 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
Pentagon Federal Credit Union originated 321 owner-occupied single-family loans in Florida from 575 completed applications.
Its median conventional purchase loan costs were $6,360 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.375% (Florida: 6.625%).
Loans in FL
321
of 575 applications
Denial rate
33.9%
Purchase · FL 12.8%
Rate spread
−0.12 pts
Conv. · FL +0.14 pts
Loan amount
$385,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 354 | 233 | 33.9% | 6.375% | −0.12 pts | $6,360 | $385,000 |
| Refinance | 95 | 42 | 53.7% | — | — | — | $405,000 |
| Cash-out refinance | 126 | 46 | 63.5% | — | — | — | $305,000 |
*Conventional loans only; medians with at least 20 loans.
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology