Lender in Virginia · HMDA 2025
Pentagon Federal Credit Union mortgages in Virginia
Pentagon Federal Credit Union's 2025 home-purchase and refinance lending in Virginia, compared with all lenders in the state.
Pentagon Federal Credit Union originated 380 owner-occupied single-family loans in Virginia from 645 completed applications.
Its median conventional purchase loan costs were $5,220 versus $5,610 for all Virginia lenders, at a median 30-year fixed rate of 6.375% (Virginia: 6.625%).
Loans in VA
380
of 645 applications
Denial rate
31.4%
Purchase · VA 6.9%
Rate spread
−0.23 pts
Conv. · VA +0.10 pts
Loan amount
$465,000
Purchase · VA $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 369 | 251 | 31.4% | 6.375% | −0.23 pts | $5,220 | $465,000 |
| Refinance | 135 | 69 | 45.2% | — | −0.25 pts | $3,880 | $505,000 |
| Cash-out refinance | 141 | 60 | 57.5% | — | −0.10 pts | $3,870 | $355,000 |
*Conventional loans only; medians with at least 20 loans.
Virginia counties where Pentagon Federal Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| King George County | 20 | 6 | 1.1% |
| Stafford County | 24 | 24 | 0.8% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology