Lender in Texas · HMDA 2025
PHH Mortgage Corporation mortgages in Texas
PHH Mortgage Corporation's 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
PHH Mortgage Corporation originated 528 owner-occupied single-family loans in Texas from 632 completed applications.
Its median conventional purchase loan costs were $6,630 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.375% (Texas: 6.50%).
Loans in TX
528
of 632 applications
Denial rate
12.9%
Purchase · TX 10.2%
Rate spread
−0.04 pts
Conv. · TX +0.09 pts
Loan amount
$305,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 62 | 52 | 12.9% | 6.375% | −0.04 pts | $6,630 | $305,000 |
| Refinance | 263 | 219 | 15.2% | 5.990% | −0.22 pts | $5,710 | $375,000 |
| Cash-out refinance | 307 | 257 | 13.7% | 7.000% | +0.64 pts | $7,610 | $225,000 |
*Conventional loans only; medians with at least 20 loans.
Texas counties where PHH Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Collingsworth County | 8 | 1 | 9.1% |
| Hockley County | 12 | 5 | 2.5% |
| Kimble County | 16 | 1 | 4.2% |
| Tyler County | 19 | 3 | 1.9% |
| Ward County | 19 | 2 | 2.1% |
| Baylor County | 20 | 1 | 3.6% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology