Lender in Virginia · HMDA 2025
PHH Mortgage Corporation mortgages in Virginia
PHH Mortgage Corporation's 2025 home-purchase and refinance lending in Virginia, compared with all lenders in the state.
PHH Mortgage Corporation originated 300 owner-occupied single-family loans in Virginia from 343 completed applications.
Its median conventional purchase loan costs were $5,050 versus $5,610 for all Virginia lenders, at a median 30-year fixed rate of 6.625% (Virginia: 6.625%).
Loans in VA
300
of 343 applications
Denial rate
4.7%
Purchase · VA 6.9%
Rate spread
+0.13 pts
Conv. · VA +0.10 pts
Loan amount
$335,000
Purchase · VA $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 85 | 80 | 4.7% | 6.625% | +0.13 pts | $5,050 | $335,000 |
| Refinance | 138 | 120 | 8.7% | 5.990% | −0.12 pts | $4,050 | $455,000 |
| Cash-out refinance | 120 | 100 | 13.3% | 6.990% | +0.52 pts | $6,630 | $245,000 |
*Conventional loans only; medians with at least 20 loans.
Virginia counties where PHH Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Middlesex County | 17 | 3 | 1.7% |
| King George County | 22 | 6 | 1.1% |
| Prince George County | 22 | 6 | 1.2% |
| Russell County | 22 | 2 | 1.2% |
| Lexington city | 24 | 1 | 2.5% |
| Mecklenburg County | 25 | 3 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology